Routing # 251480576
First Equity Credit Union
First

Financing Solutions for Every Need

Enjoy low rates on all our loan products. Business or personal, one-time or ongoing— First is here to support all your financing needs. Whether looking for the best auto loan rates, low interest personal loans or our current mortgage interest rates, we're here to help!

Our Lending Products

From home purchases to personal goals, we have the right financing solution for you.

First Credit Cards

Compare the features of First's credit cards to find the one that offers you the convenience, rewards, and low rates that meet your everyday needs.

As low as 9.99%
APR*
Compare Cards

Mortgage & Home Equity

Popular

Whether you're buying or refinancing or looking to take advantage of the equity in your home, First is here to help. Visit our Home Loan Center today!

Competitive Rates
Fixed & Variable Options
Get Pre-Approved

Personal Loans

Finding the money you need is simple with First's personal borrowing options. Choose from a personal loan or a line of credit.

Quick Approval
Flexible Terms
Apply Now

Payment Protection

First safeguards you and your family with our Member's Choice™ Borrower Security. Learn more about this valuable benefit.

Peace of Mind
Protection Coverage
Learn More

Auto Loans

Low Rates

First offers some of the lowest rates on car loans in the area. View our rates, estimate your payment, and get pre-approved.

As low as 3.99%
APR* for qualified buyers
Get Pre-Approved

Auto Refinance

Looking to refinance your auto loan? First offers some of the most competitive rates in the area. Use our calculator to understand your new payment.

Lower Payments
Potential Savings
Calculate Savings

Student Loans

First has partnered with Sallie Mae to offer the Smart Option Student Loan® and Parent Loan for families to finance higher education expenses.

Education Funding
Student & Parent Options
Apply for Education Loan

Calculate Your Loan Payment

Use our loan calculator to estimate your monthly payments and find the right loan for you.

Loan Payment Calculator

Get an estimate of your monthly loan payments

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Why Choose Our Loans?

Experience the difference with our member-focused lending approach.

Competitive Rates

Some of the lowest rates in the market

Quick Approval

Fast processing and same-day decisions

Personal Service

Dedicated loan specialists to guide you

Flexible Terms

Customizable options to fit your budget

Ready to Get Started?

Our lending specialists are here to help you find the perfect loan solution for your needs.